You realize, i believe banking institutions and monetary solutions organizations and fintech organizations are finally coming around to that particular concept. You understand, one, we think it is hot but, two, everything we see inside our information is that specially across the younger generation consumers they have a large amount of stress and anxiety around funds, they donâ€™t trust the banks that are big, nonetheless they do trust technology businesses and additionally they do trust compute and AI.
Thus I think that is where all those thesis get together and for people autonomous finance is it idea that in 5 years time a machine will allow you to determineâ€¦.. many facets of your monetary life in a fashion that is meaningfully better much less stressful than the one which we come across today.
Peter: Right, given that makes sense that is perfect, i am talking about, actually the info is online. It is and the information is out there, you know that there is a credit card you could be approved for or a personal loan you could be approved for thatâ€™s literally going to save you hundreds of dollars a month and I can totally get that this is where weâ€™re going by having someone optimize your life if youâ€™ve got a home mortgage, an auto loan or a credit card or whatever.
Which means you know, you know when you’ve got the data that there’s no better deal on the market, you’ve got the deal that is best when another better deal occurs or perhaps youâ€™ve paid down something and also you wish to accomplish another thing, i must say i have that. Personally I think like we ought to be there now and I know weâ€™re not.